Remodel Expense Tracker

120 Via Trieste

Full remodel · Wells Fargo checking …2227 plus lighting & appliances on a credit card • Statements through August 31, 2026, plus the September contractor payment • Updated September 17, 2026

Project Budget

$750,000

total planned

Spent to Date

$558,851

74.5% of budget

Budget Remaining

$191,149

to finish on plan

Cash in Account

$8,546

as of 8/31/26 — September statement pending

Budget used

How far into the $750,000 budget the project is after five months of work.

$0$375,000$750,000

Spent — $558,851 Remaining — $191,149

Where the money went

Net spend by vendor and purpose, May 11 through September, including the credit-card purchases.

General Contractor — David Lazcano (3 wires + checks #104–#107) $465,814

83.4% of spend

Lighting & Appliances — paid by credit card, outside the account $67,393

12.1% of spend

Mold Remediation — Adrian Paris (3 Zelle payments + check #101) $22,559

4.0% of spend

Plans & Design — Tristan Villanueva (Zelle) $3,000

0.5% of spend

Bank & Wire Fees $85

<0.1% — from the returned June wire + wire charge

Total spend to date $558,851

Spend by month

Net project cost per month, bank account and credit card combined.

$25,559

May

$95,085

June

$200,000

July

$88,207

August

$150,000

Sept

July was the big month: $200,000 to the contractor by wire and check. August was two contractor checks plus $67,393 of lighting and appliances on the credit card. September is the third $150,000 contractor payment, ahead of its statement.

Transaction ledger

Every transaction from the Wells Fargo statements, oldest first. Grayed rows are items that were reversed (the returned June wire and the July check reversal) — they do not count as spend, apart from the $45 the banks kept on the wire.

Date	Paid to / Description	Category	Amount	Account Balance
May 2026
May 11	Initial funding Branch deposit, Fort Collins CO	Funding	+250,000.00	250,000.00
May 14	Tristan Villanueva Zelle — memo “Plans”	Plans & Design	−3,000.00	247,000.00
May 26	Adrian Paris Zelle sent 5/24 — memo “Mold”	Mold Remediation	−5,000.00	242,000.00
May 26	Adrian Paris Zelle sent 5/25 — memo “Mold”	Mold Remediation	−5,000.00	237,000.00
May 27	Adrian Paris Check #101	Mold Remediation	−10,000.00	227,000.00
May 27	Adrian Paris Zelle — memo “Mold”	Mold Remediation	−2,559.00	224,441.00
May 29	Interest payment	Interest	+1.32	224,442.32
June 2026
Jun 5	Wire to David Lazcano via Bank of America — returned 6/8, did not go through	General Contractor	−80,000.00	144,442.32
Jun 8	Wire returned $45 kept by banks in transit — counted under Fees	General Contractor	+79,955.00	224,397.32
Jun 11	Wire transfer service charge	Bank & Wire Fees	−40.00	224,357.32
Jun 11	Wire to David Lazcano via Bank of America — cleared	General Contractor	−80,000.00	144,357.32
Jun 24	David Lazcano Check #105	General Contractor	−15,000.00	129,357.32
Jun 30	Interest payment	Interest	+1.31	129,358.63
July 2026
Jul 8	David Lazcano Check #104	General Contractor	−50,000.00	79,358.63
Jul 9	Second funding Branch deposit, Fort Collins CO	Funding	+100,000.00	179,358.63
Jul 20	Check #103 posted, then reversed the next day — not counted	Reversed	−50,000.00	129,358.63
Jul 21	Check reversal check #103 returned to the account	Reversed	+50,000.00	179,358.63
Jul 29	Wire to David Lazcano via Bank of America — cleared	General Contractor	−150,000.00	29,358.63
Jul 31	Interest payment	Interest	+1.25	29,359.88
August 2026
Aug 7	David Lazcano Check #107	General Contractor	−15,000.00	14,359.88
Aug 7	David Lazcano Check #106	General Contractor	−5,814.35	8,545.53
Aug 31	Interest payment	Interest	+0.10	8,545.63
September 2026
Sept	David Lazcano contractor payment — date, method and the funding deposit that covered it will be filled in from the September statement	General Contractor	−150,000.00	pending

Paid outside the account

Project costs that did not run through the Wells Fargo account. Counted in the budget, not in the bank reconciliation.

When	Description	Category	Amount
August 2026	Lighting and appliances charged to a credit card	Lighting & Appliances	−67,392.97

Notes for the family

The June 5 wire bounced. The first $80,000 wire to the contractor was returned three days later; the second attempt on June 11 went through. Only one $80,000 payment was actually made — plus $85 in wire fees across both attempts.
A July check was reversed. Check #103 for $50,000 posted on July 20 and was reversed the next day, so it never left the account. Only the July 8 check (#104) and the $150,000 wire, both to the contractor, were real July payments.
Lighting and appliances went on a credit card. $67,393 was charged in August, outside the account. It counts toward the budget and the August bar, but not in the bank ledger.
September's contractor payment is in ahead of the statement. Another $150,000 went to David Lazcano in September. It is counted in every total above; the September statement will supply the date, the payment method and the deposit that funded it, since the account only held $8,546 at the end of August.
Budget check. $558,851 of the $750,000 is committed, leaving $191,149 to finish. With the contractor at $465,814, the remaining budget needs to cover everything still to come.

Account check (everything reconciles to the penny): $250,000.00 deposited May 11 +100,000.00 deposited July 9 + 3.98 interest earned −341,458.35 spend from the account = $8,545.63 balance on August 31 ✓ Total project spend: $341,458.35 from the account + 67,392.97 lighting & appliances on credit card +150,000.00 September payment to contractor (statement pending) = $558,851.32 of the $750,000 budget (74.5%)